Credit Score

How can you improve your credit score? There are a number of methods you can use to raise your score. Some are simple and others are more advanced. If you want to discover the ones that actually work, this article reveals 7 steps you can take now to improve your credit score. Maybe its the […]

You can’t improve your credit score until you learn what your score is. There are several websites that will give you one free credit score per year (the ability to obtain a copy of your credit report once per year is mandated by United States law). If your score is above around 725, keep doing

Our economy is falling deeper and deeper into a recession. As it falls, obtaining debt will become increasingly more expensive. Improving your credit score allows you to obtain credit at a cheaper rate. Over the course of your loan, this could potentially save you thousands of dollars in interest. There are five distinct items that

Losing a job or a spouse to divorce or death is extremely hard. That hardship shouldn’t be made worse due to a dropping credit score. Unfortunately, that is exactly what can happen and does happen to thousands of people every month. By being proactive, you can protect yourself and your credit score after a major

Many people are being eaten alive by the credit monster. In this day and age many people are putting things on credit with credit.  Well aren’t you tired of this credit monster eating away at you everyday? I am so why don’t we all decide to eat the monster. One of the things you can

Tips to improve your credit score the right way. Financial advice, FICO, Credit score If you have been following the economic news over the past year then you know that banks have tightened up their lending practices. Thus making it harder and sometimes impossible for many people to gain access to credit they need to

Being in the process of purchasing a new home has caused me to be more aware of my credit report and everything that is placed on it. Every month I check it for changes and inaccuracies. Today I had quite a surprise when I checked it. My credit score had decreased significantly from last month

Step 1: Find your credit cards and call the number on the back to find out your total credit limit and current balance for every card and write it down. Step 2: For each card, take your total credit limit and divide by your current balance. Example: Visa card total credit limit: $10,000 Visa card

Before it used to be that those who checked your credit score were primarily lenders. Increasingly though you will see not only lenders but apartment complexes check your credit score. Employers when you apply for a job now check your credit score, as well as insurance companies. The thought is that if you can’t handle

In terms, a credit report or credit history is a record of an individual’s company’s past borrowing and repaying including information about late payments and bankruptcy. When a customer fills out an application for a credit card, that information is sent to a credit bureau along with the status of their credit report. Since 2007,